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Medicare Plan – ANOC (Annual Notice of Change)

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Medicare Plan “Annual Notice of Change” (ANOC):

Over the next few months, you will receive a ton of information about Medicare, from insurance brokers and health plan sponsors. It’s all meant to help you understand your coverage choices and make informed decisions during the Medicare Annual Enrollment Period (Oct. 15 – Dec. 7). When it comes to making a decision, you have our team at Bill Proctor & Associates to assist you.

There is one piece of Medicare mail, though, that you want to be sure to read. It’s called the Annual Notice of Change, or ANOC for short, and it comes from your current Medicare plan provider. Delivered by September 30, plan ANOC letters ensure that plan members have up-to-date plan information before the Medicare Annual Enrollment Period (formerly known as the Medicare Open Enrollment Period) begins.

Understanding the ANOC:

Your Medicare Advantage or Medicare Part D prescription drug plan ANOC provides important information that can help you decide whether to keep your current plan or look for a new one during the Annual Enrollment Period, which is October 15-December 7.
Items to review… along with some questions to help you understand what the changes mean to you.

    • Coverage Changes:

      • New Benefits?
      • Changes in Services?
      • Has your health changed, and your currently plan isn’t fitting your needs?

    • Provider Changes:

      • New Providers Added or Removed from the network?
      • Are current doctors still be in-network, along with specialists?

    • Drug Formularies and/or Network Changes:

      • Medications added or removed?
      • Changes in tiers for medications?
      • Pricing changes, and/or preferred pharmacy options?

Have Questions or Concerns?

Contact the number on the back of your member ID card if anything is unclear or feel free to reach out to a local licensed insurance broker for assistance.

Medicare Plan Renew Annually, so plan details may change as well…

MAPD and PDP plans are offered by private insurance companies under contract with Medicare. Each year, they review their plan details each year and make changes as needed to better serve plan members. Plans are offered by private insurance companies under contract with Medicare.

Take time to review your plan. You don’t want to be caught off guard by higher costs or coverage changes after January 1. And whatever your decision may be—to stay with your current plan or to explore other Medicare coverage options—you want to make it based on the facts.

 Filed Under: ANOC, Medicare Advantage